Virtual primary care products enable health plan members to seek primary care with a dedicated virtual provider via video visits or messaging. These products are often integrated with virtual behavioral and urgent health care, as well as in-network referrals to in-person specialists. Following the peak of Covid-19, virtual primary care is still growing in popularity with CVS Health the latest national plan to announce a new virtual primary care solution.
1. Buy or build: The first model involves acquiring a telehealth vendor or building out the capability entirely in-house. A few health plans with the resources to do so have chosen this route—one example is Cigna, who acquired telehealth company MDLive for their virtual-first plan.
2. Traditional provider networks: The second model is to bring traditional provider networks into a virtual setting. This choice allows members to stay with their current provider. However, many health plans have not chosen this model for their virtual primary care products for several reasons. Traditional provider networks often don’t have the technology capabilities that plans need for these products, and they may not align with the plan’s goals to keep in-person referrals low-cost and in-network. Also, some providers still believe virtual care is lower quality or harder to use.
3. Telehealth vendors: The third model is by far the most common among health plans: contracting with telehealth vendors. These companies are built for virtual primary care from the ground up, furnishing an array of telehealth services for plan members—as well as an infrastructure to facilitate follow-up, downstream utilization.
Advisory Board interviewed plan leaders to uncover the key capabilities that plans should be asking for in a virtual primary care partner. Below are two must-haves that plans require from telehealth vendors, as well as two differentiators that can put vendors ahead of others. We’ve also included vendor examples to bring these characteristics to life, but Advisory Board remains vendor-agnostic and does not recommend or endorse the vendors discussed below.